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    All payments of MOI invoices using the online credit card facilities are subject to these conditions.

    Online Payment Terms & Conditions

    The Online Payment Terms and Conditions constitute a contract between you and MOI. Please read them carefully and accept (“I Accept”) these terms if you would like to make payments online through PayTrace (MOI’s online payment processing provider).

    MOI accepts the following cards:

    • American Express
    • Discover
    • MasterCard
    • Visa

    You warrant that:

    • You are 18 years of age or over.
    • You have the appropriate authority to validly accept the Online Payment Terms and are able and willing to meet your obligations in relation to these Terms.
    • The credit card used in connection with the Services is issued in your name or you are authorized to use the credit card.
    • You will pay the credit card issuer all charges incurred in the use of the Services.
    • The information supplied by you is true and correct.

    When you complete the online payment form, funds will be deducted from your credit card in $USD currency. All payments are debited to MOI. Due to the way transactions are processed by the external banking sites, there may be delays of 1-3 days in updating your payment in MOI records.

    Credit card payments are secure:

    • Payments will be processed directly by PayTrace (US dollar transactions) using Secure Socket Layer (SSL) technology.
    • Credit card numbers are protected with a high level of encryption when transmitted over the Internet.
    • MOI does not store in any way your credit card details.


    • If successful, you will receive a confirmation notice of your completed payment.
    • If unsuccessful, you will be advised that your payment has failed. MOI will not be advised why a payment has failed; therefore, you should contact your credit card provider for details.
    • If your payment fails, please arrange an alternative payment method promptly to ensure continuous use of MOI services.
    • MOI will confirm your payment details via email.

    By using MOI’s online credit card facilities, you accept and consent to your personal data being provided to PayTrace for the sole purpose of offering and administering the online payment. We respect the privacy of every individual who visits our site. The MOI websites have security measures in place to protect the loss, misuse, and alteration of the information under our control. MOI’s Terms and Conditions for online credit card payments are subject to change at any time. Each transaction shall be subject to the specific Terms and Conditions that were in place at the time of the contract execution and subsequent transaction. If you have any questions or concerns, please contact support by email at or by telephone at 410.265.5600.

    Important security note: Never transmit credit card information by e-mail.


    If you have any questions or concerns, please email or call 410.265.5600.